Yes, when you die you go to either heaven or hell. There is no “third alternative.” Heaven is the place of blessing and hell is the place of torment. You have a lifetime to decide which of the two places you will inhabit for eternity. You MUST make the right choice NOW while you are still  alive and able to choose.  Read this graphic account of two men who went to different places in the afterlife—

Luke 16:19 to 31:    “There was a certain rich man, which was clothed in purple and fine linen, and fared sumptuously every day: and there was a certain beggar named Lazarus, which was laid at his gate, full of sores, and desiring to be fed with the crumbs which fell from the rich man’s table: moreover the dogs came and licked his sores. And it came to pass, that the beggar died, and was carried by the angels into Abraham’s bosom: the rich man also died, and was buried; and in hell he lift up his eyes, being in torments, and seeth Abraham afar off, and Lazarus in his bosom.   And he cried and said, Father Abraham, have mercy on me, and send Lazarus, that he may dip the tip of his finger in water, and cool my tongue; for I am tormented in this flame.   But Abraham said, Son, remember that thou in thy lifetime receivedst thy good things, and likewise Lazarus evil things: but now he is comforted, and thou art tormented. And beside all this, between us and you there is a great gulf fixed: so that they which would pass from hence to you cannot; neither can they pass to us, that would come from thence. Then he said, I pray thee therefore, father, that thou wouldest send him to my father’s house: for I have five brethren; that he may testify unto them, lest they also come into this place of torment.  Abraham saith unto him, They have Moses and the prophets; let them hear them.  And he said, Nay, father Abraham: but if one went unto them from the dead, they will repent.  And he said unto him, If they hear not Moses and the prophets, neither will they be persuaded, though one rose from the dead.”

Daniel 12:1 & 2:  “And at that time shall Michael stand up, the great prince which standeth for the children of thy people: and there shall be a time of trouble, such as never was since there was a nation even to that same time: and at that time thy people shall be delivered, every one that shall be found written in the book. And many of them that sleep in the dust of the earth shall awake, some to everlasting life, and some to shame and everlasting contempt.”